Supplies:

Program: Photoshop Elements 9 (other versions may work)

Tube of choice: Mermaid by VeryMany. You must have a license to use her tubes.

PTU Kit: Oceana by Rissa's Designs

Font: Strawberry Whipped Cream

 Open:
RD_O_Paper14
RD_O_element32
RD_O_element6
RD_O_element10
RD_O_element11
RD_O_element36
RD_O_element41
RD_O_element46
RD_O_element52
RD_O_element59
RD_O_element73
RD_O_element77
RD_O_element78

Tutorial:
Create a new canvas ~ 521 x 549

RD_O_element32: paste onto new canvas

RD_O_Paper14: place behind frame and re-size to inside frame and crop if need be

RD_O_element77: re-size to 176 x 211 and crop out any that sticks past the frame --> place to the lower left inside the frame

RD_O_element52: re-size to206 x 99 --> place upper center of the tag

RD_O_element11: re-size to 120 x 130 --> place in center of the sky slightly overlapping element 52 (clouds)

RD_O_element77: re-size to 306 x 36 --> place on upper portion of the frame in the center

RD_O_element46: re-size to 476 x 144 --> duplicate x2 --> move all 3 layers where you want them (mine are above the frame and below the tube to make it look like she's laying on the sand some)

RD_O_element73: re-size to 152 x 68 --> place on bottom left of canvas

RD_O_element10: re-size 110 x 225 --> place on right side of frame (like a charm on a phone)

RD_O_element36: re-size to 93 x 92 --> place in the right upper corner of frame above the seashells over element10 (anchor) --> duplicate --> mirror --> place on the left corner of the frame

Tube of choice: re-size to your liking --> place in front of frame towards the bottom --> duplicate --> overlay on the duplicate layer

RD_O_element59:  re-size 323 x 146 --> place behind tube --> make sure it's sticking out some

RD_O_element41: image --> rotate --> flip horizontal (or mirror) --> re-size 260 x 359 --> place on left side of frame behind the tube

RD_O_element6: re-size 181 x 143 --> place above tube on top of the seashells